Summertime Safety: Keeping kids safe around water


Summertime Safety: Keeping kids safe around waterFor many, summer ushers in sunny afternoons spent lounging by pools, floating lazy rivers, and taking the boat out for waterskiing, fishing, and all things wet and wonderful in Florida. And, whether by a backyard kiddie pool or a local pond, children are particularly enamored, making water safety a foremost concern for parents.

Drowning is one of the leading causes of death in children, particularly toddlers and teenagers. While young children are most likely to drown in bathtubs and swimming pools, older children have a greater incidence of drowning-related injury and death in lakes and rivers. Regardless, the same safety measures can be applied to all scenarios to prevent needless tragedy.

Simple supervision is the single best way to prevent a drowning incident. Unplanned, unsupervised access to water is the biggest drowning threat, particularly for toddlers, with whom it accounts for 69% of all drownings. Never leave children unattended around any body of water – be it a wading pool (very young children can drown in less than two inches of water) or the ocean. The American Academy of Pediatrics recommends providing constant “touch supervision” (i.e., within arm’s reach), which means staying in the water with your child and providing undivided attention – no phones, alcohol, or other distractions – even if they are solid swimmers. During parties near pools or lakes, designate a water monitor and take turns sharing the responsibility.

Speaking of swimming, the ageless adage “an ounce of prevention is worth a pound of cure” couldn’t be more applicable to children and water. Swimming lessons are the second most important tool in your water safety arsenal. Very young children can be taught water survival skills – like how to flip onto their backs and float – while older kids can learn basic strokes and safety skills that can literally mean the difference between life and death.

Finally, provide safety precautions. Install fencing at least four feet high around pools, hot tubs, and other standing water at home – this includes inflatable pools and spas, temporary kiddie pools, and built-in structures. For permanent pools, install a self-closing and -latching gate, too, and keep it locked. Don’t forget to cover and lock all hot tubs, spas, and whirlpools in between use as well. And provide appropriately sized life jackets at home and around lakes, rivers, and oceans.

What to Do in an Emergency

In a drowning emergency, time is of the essence and survival depends on restarting breathing as soon as possible. First, remove the child from the water and check to make sure air passages are clear. If the child is not breathing, start CPR and call 911. If you believe the child has a neck injury – from diving, for instance – keep the child on their back and brace their neck and shoulders to prevent movement and further injury to the spine

For insurance questions, call or contact Post Insurance and Financial today.


Staying Cool During the Summer Months


Staying Cool During the Summer MonthsAs gentle spring breezes give way to summer’s scorching temps, many without air conditioning in Florida will struggle to keep their homes cool. But all is not lost in the absence of central air. There are many simple, tried-and-true measures you can take to bring comfort back to the summer months.

Use your Windows Wisely

Open windows at night, paying particular attention to moving air through the home via cross breezes created by opposing windows and well-situated fans. During the day, if the air outside is hotter than the air inside, keep windows closed with shades and drapes drawn to block sunlight’s heating effect.

Weather Stripping for the Win

We typically only consider insulation during the winter months, but inexpensive weather stripping can also prevent the loss of cool air around doors and windows. And you can apply it yourself in a matter of minutes! Updating attic and wall insulation might also be worth its weight in home-improvement headaches: it helps keeps the cool in during the summer, just as well as it keeps the cold out during the winter.

Timing is Everything

The hot summer months aren’t the time to recreate the Great British Baking Show at home. Nothing undermines all your heat prevention methods faster than a hot oven. Opt for outdoor grilling and fresh summer menus. Save any necessary baking for cooler evening hours. The same goes for laundry: postpone dryer time for later in the evening or try some old-school line drying for enviably fresh linens.

Make Fans Work for You

Situate fans in the coolest parts of your house and angle them toward hotter areas; place them in front of open windows at night to forcefully circulate cooler air; and consider placing a wet sheet in front of open windows with a fan in front to further cool incoming breezes. Finally, set your ceiling fans to rotate counter-clockwise to push air down.

Manage Humidity

While dehumidifiers won’t drop temperatures, they can mitigate the oppressive wet blanket of sticky air that descends on more humid areas during the summer months. Humidity decreases the rate at which sweat evaporates – the body’s natural cooling process. Moderating humidity could mean all the difference between manageable and miserable summer months.

Replace Incandescent Bulbs

It may seem like the least of your worries, but old bulbs give off a lot of heat. Make the switch to LED or CFL (compact fluorescent lamps) to drop that heat hit to zero and save on your electric bill to boot.

Create Some Shade

Awnings over windows and porches can create shade where blazing sun might otherwise reign. Making your yard work for you by planting a tree, or several, may also be worth it. It may take a while to create enough cooling shade to significantly impact home temperatures, but mature landscaping adds beauty and value to your property in the process.

For insurance questions, call or contact Post Insurance and Financial today.


First Aid Kit Planning 101


First Aid Kit Planning 101It’s one of those things that’s overlooked until it’s absolutely necessary: a first aid kit. Whether you’re relaxing at home, navigating five-o-clock traffic, or summer adventuring in your new RV, having a simple first aid kit can mean the difference between an inconvenience and an emergency.

It’s generally advisable to have at least two kits: a larger, comprehensive one for use at home and a more conveniently sized portable option – or several – for your car, RV, etc. Pick a time each year to go through your kits and replace any expired, damaged, or used items. If you’re spring cleaning your old kits with the rest of your house, here are a few suggestions to support first aid needs through the range of conditions and situations the year ahead may bring.

If convenience is your spirit animal and you don’t have any regular health concerns or specific activities that might necessitate a personalized kit, you can always purchase one from any number of reputable providers, including local drug stores, some pharmacies, and the American Red Cross. When selecting an appropriate first aid kit, keep in mind that some kits are developed for specific activities. Such as; hiking, camping, boating or seasonal concerns like; precipitation, temperature, hydration or allergies. Regardless of whether you buy a pre-made kit or create your own, make sure you include necessary medications and relevant emergency contact information.

Additionally, every first aid kit should ideally include:

  • Compress dressings
  • Adhesive bandages of assorted sizes
  • Adhesive cloth tape
  • Antibiotic ointment
  • Antiseptic wipes or spray
  • Aspirin or other pain medication
  • Hydrocortisone cream or ointment
  • 1 roll of gauze bandage
  • 1 roller bandage
  • Small and large sterile gauze pads
  • Cotton balls and swabs
  • Aloe vera gel
  • Calamine lotion
  • OTC medications (aspirin, pain/fever reducer, antihistamine, antacid, anti-diarrheal)
  • Triangular bandages
  • A first aid guide, CPR breathing barrier, hand sanitizer, pre-moistened cleansing cloths, tweezers, scissors, an instant cold compress, a thermometer, and non-latex gloves.

For camping kits, consider sunscreen, insect repellent, a solar phone charger, waterproof matches, water purification tablets, and an emergency blanket, as well.

Once you’ve gathered supplies, pick an appropriate container to store them in. Heavy-duty zipper plastic bags and simple plastic containers keep contents visible and are convenient for transportation. For larger kits, a small backpack or duffle bag might do the trick. Whatever the case, try to pick a container that provides some level of resistance to water. Clearly label your container, possibly dividing kit contents into respective baggies, and store somewhere convenient and out of reach of small children and pets. Make sure your family knows where they can find the kit and educate them accordingly on basic first aid and emergency measures.

For any insurance questions, call or contact Post Insurance and Financial today.